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July wrap-up, overspending but still paid some debt down!

August 6th, 2015 at 08:45 pm

This month's spending was a bit higher than desired...but was somewhat expected because my mom was here for over half the month. Also, some health expenses and 6 month car insurance

Still no job Frown BUT I do have an interview for a position on Monday. Hopefully that pans out. I really put a hold on any job-hunt stuff while mom was here--it had been a long time since I'd seen her, so I don't regret it. Anyway, now I've been getting down to business! And I just got time to look over last month's finances. I tracked eeeevery single thing, so it was really depressing since we spent waaay more than usual because we took mom out to some activities (all free or low cost, but it still adds up!)

Heeere it is:
790 - Rent

34.79 - Electric bill

60 - Dental bill payment

50 - Our cell phone bill

52.43 - Gasoline (Uuuugh, we never have to fill up twice in a month! Hopefully we don't need to fill up again in August..)

312.33 - Groceries (food for three adults is more expensive than for two adults!)

22.46 - Household (misc. toiletries and cleaners)

149.30 - Car insurance (good for 6 mos starting in late August), eye insurance add-on

20 - DH bus passes (DH has been busing instead of walking)

20 - Laundry

104.62 - DH's spending (including one expensive meal that he covered for his friend that I don't think we'll be getting back. DH thinks he will, but this isn't the first time, lol)

56.15 - My spending (mom and I went out of state to visit family, I covered some of the travel expenses, and purchased supplies for a volunteer project)

7.99 - Netflix (my favorite luxury after coffee!)

42 - Eye exam for DH...he needs new glasses, he's choosing now

187.06 - Entertainment and dining out (minor league ball game, entrance fees to nat'l parks, etc.)

Sooo... this month we spent $1,909.13! That exceeds monthly income by $141.13...meh. Could be worse. We did plan to use some of our travel money for while mom was here, but I'm trying to avoid that.

I'm already planning ways to cut back this month, but I know we have some other expenses--DH needs some books and glasses (~$300 total?). Sooo I'm trying to cut back on grocery costs and whatever else I can.

Of course, more than anything right now I'm just trying to get a job (that I enjoy). Ugh, it can be so discouraging

3 Responses to “July wrap-up, overspending but still paid some debt down!”

  1. laura Says:


    Do you live near a Sam's Club? We didn't have vision insurance last year, so I took my daughter's Rx there and she got something really nice for abut $150.00. Check them out - or Costco?

    July was trashed for me - my brother got married, out of town family was in, clothing expenses were up, gift category and groceries were up.

    August is much better, just because I've capped the spending. When the cash is gone, it is gone.

  2. mimaki Says:

    We do live near a Sam's Club--but we got the glasses from Glasses.com (total for frame with polycarbonate lenses w/ anti-reflective and scratch resistant coating was under $90!). We LOVE Sam's for other things, though!

    Oh gosh, weddings can be so expensive, even as a guest! Good luck to you on August as well Smile!!

  3. VS_ozgirl Says:

    Good luck with your interview on Monday!

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